Hey, You're NOT short!
I'm 5'6" and my Speedy fits me fine.. I did change the handlebars because of the forward controls. If I had an America I would not have changed anything, but in 06 only the SM had mag wheels... I hate cleaning spokes.
I wish I were 5'8"!
Oh yeah. 29-30 inch inseam...depends on which boots I'm wearing! <G>
Go sit on them both, but make sure to get the faster red one! <BG>
Mary