I heard from the dealer this morning and their initial estimate is $4844!
First he asked me if I had lowered the front forks at all, I said "no". Then he started going through all the items: obvious big ticket items like rear fender, tail light, turn signal lights, possibly a rear tire as well.
He started going over other minor details, which I soon realized were related to my wifes low/no-speed drop last year - scratched mirror, clutch cover, etc. I told him that a few of those were there prior to this incident.
Then he went back to why he asked if I had lowered the front end. He said it looked like I probably had my front brake on when I got it and as a result the front forks may have bottomed out and which pushed them up through the triple clamp an inch or so. I honestly couldn't remember if that's they way it was before or not, so I told him I could come down at lunch and take a look. They did say if it took that kind of impact, they would recommend replacing the front forks as well, which was the other big-ticket item. (I didn't think I got hit that hard - I'm hear talking about it after all and didn't drop the bike).
I'm going to go down there at lunch to show them which minor damage was there before. They did say that if they presented the entire $4800 to the insurance company, it would most likely be totaled.
Worst case scenario, if they did total it, do you think they would allow me to remove some of the non-stock items (pipes, steble horn, clock etc.). Guess I'll ask that when I go down at lunch.
My wife says I should let them total it if it comes to that and then I can buy a new bike. If I did that, I probably would be looking at a Tiger or Sprint, rather than another Speedmaster.
Anyway, I'm still rather surprised that the amount of damage was that much.
Edit: After returning from the dealer, the estimate is down to $2500. It's amazing how many little things they noticed and put on the estimate. But even $2500 I'm a little surprised at!
Last edited by mdaniels; 11/29/2007 3:46 PM.