If you have doubts about the Triumphs, you're likely to regret buying one. All kidding aside, I think you should consider the Yamaha V Star line. They offer EFI & belt drive. They seem to be very well made, and the price per cc is excellent. Some are reported to have the oil filter in a very tough spot, but other than that... If you know any Shriners, they can sometimes get the V Stars at discount. I guy I used to work with got one close to wholesale that way.

Triumphs aren't for everyone by any means. A visit to any large gathering of motorcycles surely proves that.