I'd grab one of these low mileage used bikes floating around this site and dispense with ANY dealer BS. I bought mine used and have no regrets. Someone was selling their fathers bike, that one looked pristine at a great price.
Saw your other post about the wife's concern. I'm in the same boat - one wreck and my wife would never climb aboard. I don't think trying to reason with her aftewards would work. You might want to try just waiting for a nice, warm summer day and entice her to climb on board. Take some short, low speed rides and see what happens. Be patient.
