My road bike incidents were funny.
1970 Sears 106cc T-boned a Rambler that pulled out in front of me. Doing about 20 when I hit. Never let go of the handlebars, so I went over the bars, thumped my head on the roof of the Rambler and fell back onto the saddle. Dented his roof and trashed the passenger door, but no damage to me or mine.
1973 Honda CB350 Riding along a dirt road when a dog decided my leg would be his lunch. Still got the scars from those teeth.
1981 Honda CX500 Fell asleep on the way to Daytona. Woke up sliding along a barbed wire fence @ 60 mph (Note to self: Don't use throttle lock when tired).
My guardian angels work overtime. Never had a serious accident - I've been blessed.