That blue America is sweet!
I got the Speedmaster about 18 months ago as a first bike after passing the MSF course. You'll really like the America as a "starter" bike. It's pretty accomodating for a new rider. My Speedy was actually on the ground twice but the damage was very minimal. I think having a nice bike to learn on made me a more cautious rider as a beginner. You'll grow out of that. lol
As far as EFI & belt, to me those are better than carbs & a chain. I recently got a Victory Kingpin which has EFI & a belt and it's nice not having to clean & lube a chain every week. Plus it warms up right away.
Just my 2 cents, I don't care for Jap cruisers or BMWs. No soul.
Good luck & ride safe.
