Have I missed something here? If you two are just messing about, then it's not obvious. If you aren't messing about, then this really isn't the place to be slagging each other off...especially considering that this is someone's FIRST POST!!! (What message does that give?)
Whilst I agree with FJ about Dogs post (re. his insurance broker-it's not really applicable here, being as JohnC lives in the UK) I don't agree with the way he responded.
Please, for the good of the forum, keep your dislike for each other between yourselves...or start a separate thread and do it properly!!

neill