Have to chime in because I was in the exact same boat as you 2 1/2 years ago. I was looking for my first bike and had heard all the pros/cons of small vs. big bike for the first one. LUCKILY, while I was considering the various jap harley copies I came upon this forum and all it took was one look at an America and the decision was made... WHEW! It was the right one, not only did I get a great, unique bike but for me it was the perfect fit in all respects. Not too big, not too small, great handling and PLENTY of power. Good thing too, because I bought mine BEFORE I had my license, and didn't ride it UNTIL my first class!
BTW, I'm a victim of that 30" inseam as well and I can put both feet flat on the ground with the stock seat and sit even lower with the low-profile seat I acquired later on.
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My favorite is Total Control by Lee Parks
+1 on Total Control, a great book - get it.
