There is a guy with my name, different middle initial that owes everyone in the world. He used to live in Austin but has borrowed money in the mid west, Tennessee and no telling where else.
Since I'm in the phone book, the collection agencies call me wanting to collect. So far they have been understanding when I told them I was not this guy. I tried contacting the credit agencies over the net to a free report and see what is on my record and could not get past the place where they want to charge you for it. I've not giving them my credit card number!
Does anyone know how to actually contact a credit agency and talk to a real person or at least get my FREE report?
