Have you ever met an insurance company that does like to pay?
I'm sure you can find somone who has had a bad experience with every company out there.
Personnally I dont know anyone who has been burned by gieco but then again, I dont know anyone who has been burned by progressive either.
All I do know is that every time I mention how much I was paying for one bike. the responce was "man thats high".
Guess I'll have to wait and see, hopefully I wont need a payout anyway.