Been to TWO different bike club meetings where the guest speaker prefaces his discourse with "There are two kinds of riders - those who HAVE crashed and those that WILL crash" Aaackk ! I wanted to leave ! I sincerely believe , and it's not arrogant or naive , that one can ride a lifetime and never "crash ." It would be like sitting on a plane before departure and the flight attendant says "there are two kinds of passengers , those who have crashed and burned and those that will."