Looked at her this morning...
Checked the battery - Checked OK
Checked the fuses - Checked OK
Checked Headlight for short - Everything OK in there too.
With switch on
Symptoms:
-Headlight out
-Only small bulb on
-Hit starter button, only click from start relay
-Turn signals work, good and bright
-Horn honks good and loud
-Tail light good and bright
Just before it went bad:
Rode to car wash the day before, brought it home cleaned the chrome, started it one more time to park it, and then wouldn't start the next afternoon.
I did notice there was water behind the little plastic cover that covers the fuse block, but the fuses were dry.
Called the dealer where I bought the bike, and I'm still under warranty, so I'm hauling her back to him to get it fixed.
Will update when I get her back.