 British insurance - yes, AGAIN!!
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
I just got my insurance renewal through from Carole Nash. It pays to check these things through, most of the info was wrong - phone number (I thought it was quiet!!  ), address (that was MY fault ... I hadn't told them I'd moved!  ), age and previous conviction for speeding. Knowing how picky on details these people can be should I need to make a claim, I'm glad I checked! Just by changing a couple of things the premium dropped by 10%. Fully comp for the America and the Rocket comes out at £284.40. Yeah, I know, some of you old farts are going to say your insurance is SOOOO cheap that THEY pay YOU but I thought that wasn't too bad considering a £900 claim when some kid ran into the Buick which still flags up (until next Jan anyway). He wanted me to sign up straight away and I said I'd call back. He said what would it take to sign up now, I said lower the premium to £100  He didn't. I'm going to shop around ... gone are the days when you assume you're getting a good deal for being loyal to one company year after year.
"You can't believe everything you read on the internet" : William Shakespeare
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Re: British insurance - yes, AGAIN!!
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Joined: Nov 2005
Posts: 1,113
Learned Hand
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Learned Hand
Joined: Nov 2005
Posts: 1,113 |
Try Bennetts mate. I had hassle insuring my Tractor cause I didn't have an alarm on it. I told them anyone that could pick it up was welcome to it, as I wasn't going to argue with them!!!! Think mine was about £260ish, mind you that was only for the one bike!!!!!!
Paul.
"If at first you don't succeed... So much for skydiving."
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Re: British insurance - yes, AGAIN!!
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
I know Bennetts and Carole Nash can be played off against one another.
If I tell Bennetts Carole Nash quoted £1.00 they'd try and beat it just to get the deal!
Hey, that was the other thing, their renewal said "alarm / immobiliser : N/A"
I deliberately had one fitted because I knew the insurance look for that sort of thing.
Even if the alarm is a PITA.
"You can't believe everything you read on the internet" : William Shakespeare
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Re: British insurance - yes, AGAIN!!
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Joined: Sep 2008
Posts: 20
Complete Newb
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Complete Newb
Joined: Sep 2008
Posts: 20 |
Yeah, I used Bennetts. The quote was great, until I moved. Then they charged me £25 just for the change of address! Then I sold the bike and cancelled my policy, after only 5 months, and they sent me a letter charging me 8 quid!! Apparently there is a £30 charge for cancelling a policy with them. Next time I will definitely read the small print.
Ross (05 black America)
If at first you don't succeed, avoid skydiving.
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Re: British insurance - yes, AGAIN!!
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Joined: Sep 2007
Posts: 657
Adjunct
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Adjunct
Joined: Sep 2007
Posts: 657 |
Have you checked out this insurance company. They were the cheapest in Australia and they operate in UK. http://www.ebikeinsurance.co.uk/Worth a look. 
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 7,643
Monkey Butt
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Monkey Butt
Joined: Jan 2005
Posts: 7,643 |
Thanks Bill, just got an online quote from them for £156.00 for the 08 Speedy and the 96 CB 750 Comprehensive saving me £40.00 on Carole Nash and £45.00 Bennetts
Ray(UK)
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Re: British insurance - yes, AGAIN!!
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Joined: Sep 2005
Posts: 3,816
Freelance Jedi Knight
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Freelance Jedi Knight
Joined: Sep 2005
Posts: 3,816 |
you with Carole Nash....just now I know who pays for all those free calendars they giving away at NEC every year ..thanks mate  got "ebike" this year and one payment 155£ full comp plus breakdown cover here and europe with home start (in case) about 80£ cheaper than renewal from my previous insurer
Last edited by Grzegorz; 02/17/2009 3:05 PM.
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 7,643
Monkey Butt
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Monkey Butt
Joined: Jan 2005
Posts: 7,643 |
Just had a phone call from Carole Nash.. Cover for both bikes £159.40 including Protected no Claims, Home Start, Home Relay Brekdown cover for Europe and return home to the UK Excess £150.00 for Triumph Excess for Honda £100.00 Took this cover out
Ray(UK)
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Re: British insurance - yes, AGAIN!!
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
Quote:
Cover for both bikes £159.40 including Protected no Claims, Home Start, Home Relay Brekdown cover for Europe and return home to the UK
Anyway, like I said, the old farts get insurance cheaper!!
"You can't believe everything you read on the internet" : William Shakespeare
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 7,643
Monkey Butt
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Monkey Butt
Joined: Jan 2005
Posts: 7,643 |
Quote:
Quote:
Cover for both bikes £159.40 including Protected no Claims, Home Start, Home Relay Brekdown cover for Europe and return home to the UK
Anyway, like I said, the old farts get insurance cheaper!!
Ray(UK)
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 7,643
Monkey Butt
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Monkey Butt
Joined: Jan 2005
Posts: 7,643 |
Not putting down your quotes for the T R A C T O R Ade 
Ray(UK)
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Re: British insurance - yes, AGAIN!!
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
Quote:
Quote:
Quote:
Cover for both bikes £159.40 including Protected no Claims, Home Start, Home Relay Brekdown cover for Europe and return home to the UK
Anyway, like I said, the old farts get insurance cheaper!!
I just ran my details through and it's come out about 30 quid cheaper.
Does that mean I'm an old fart now? 
Carole Nash are due to call back tomorrow so we'll see what they come up with
BTW, thanks for the link Bill.
"You can't believe everything you read on the internet" : William Shakespeare
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 7,643
Monkey Butt
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Monkey Butt
Joined: Jan 2005
Posts: 7,643 |
Ray(UK)
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Re: British insurance - yes, AGAIN!!
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Joined: Feb 2005
Posts: 431
Adjunct
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Adjunct
Joined: Feb 2005
Posts: 431 |
Worth trying http://www.motorcycledirect.co.uk/ as well. came in cheapest for my tractor last year at £230. Cheaper than ebike, who seem to the benchmark nowadays.
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Re: British insurance - yes, AGAIN!!
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Joined: Jul 2005
Posts: 2,254
Oil Expert
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Oil Expert
Joined: Jul 2005
Posts: 2,254 |
aaaarrrrgggghhhhh  get stuffed  $$$$$$$$$$$$$$$$$  think ive just about covered my thoughts on bloody ins
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Re: British insurance - yes, AGAIN!!
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
What a surprise.
Carole Nash called back today as agreed.
I told him about the e-bike quote and as if by magic, he managed to knock another 30 quid off the quote.
£250 ish fully comp for both bikes isn't too bad I don't think.
"You can't believe everything you read on the internet" : William Shakespeare
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 768
3/4 Throttle
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3/4 Throttle
Joined: Jan 2005
Posts: 768 |
Think I used gocompare.com last time to do a search and managed to get fully comp insurance through 'aqoute' - £91, protected no claims, covered legal expenses, £200 excess. Didn't go for breakdown recovery as think I'm covered anyway with the AA. Very basic probably but it should do me for the little amount of riding I'm managing to squeeze in these days... Kids, who'd 'av 'em?! 
Sometimes it takes a whole tank full of fuel before you think straight
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Re: British insurance - yes, AGAIN!!
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
£91!!!!!!!!!!!!!!!!???? I just had my car insurance come through today. Seeing as they 'guarantee' to beat any like for like quote, it looks like I'll be playing them off against t'internet too
"You can't believe everything you read on the internet" : William Shakespeare
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 768
3/4 Throttle
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3/4 Throttle
Joined: Jan 2005
Posts: 768 |
Quote:
£91!!!!!!!!!!!!!!!!????
Surprised me too! Lot cheaper than last year, must have eventually hit the 'sensible' bracket, bit worrying to be honest
I'm riding so little at the mo I'm thinking as long as I can sort the disc out I don't mind. It's an older bike, alarmed, not high risk I suppose...
Reckon you've probably come unstuck with the Tractor... It's the price for the fun factor mate...
Sometimes it takes a whole tank full of fuel before you think straight
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 7,643
Monkey Butt
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Monkey Butt
Joined: Jan 2005
Posts: 7,643 |
Ray(UK)
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Re: British insurance - yes, AGAIN!!
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Joined: Jan 2005
Posts: 768
3/4 Throttle
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3/4 Throttle
Joined: Jan 2005
Posts: 768 |
Reckon we're already doin that The over 70's I worry about...
Sometimes it takes a whole tank full of fuel before you think straight
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Re: British insurance - yes, AGAIN!!
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
Quote:
Reckon you've probably come unstuck with the Tractor... It's the price for the fun factor mate...
To be honest, my insurance didn't alter much from when I had the ST.
I was expecting to pay £500+ for the R3 alone!
"You can't believe everything you read on the internet" : William Shakespeare
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Re: British insurance - yes, AGAIN!!
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Joined: Jun 2005
Posts: 534
Adjunct
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Adjunct
Joined: Jun 2005
Posts: 534 |
gibraltar £118 third party for my bonnie and same for my sporty  onlypay for the sporty now since i sold the bonnie
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